Service and administrative fees for financing are determined according to income categories, with the borrower bearing the profit rate, as outlined below:
The eligibility criteria for obtaining a subsidized housing finance for applicants on the waiting list of the Ministry of Housing & Urban Planning and Oman Housing Bank are as follows:
Any citizen, regardless of their location, can access the electronic platform and complete the registration procedures to understand their role. Simultaneously, they can verify their eligibility for financing.
Oman Housing Bank (OHB) uploads lists of eligible citizens based on their application dates to the "Iskan" electronic platform. As their turn approaches, each eligible individual receives a brief text message containing a direct link to the application process through the electronic platform, as detailed below:
Note: Upon logging into the electronic platform, eligible citizens can view the expected date of their turn.