Our Valued Customer,

At Oman Housing Bank (“OHB”), we are committed to treating the personal data you entrust to us with utmost confidentiality and security in accordance with applicable local laws and regulations. Please take the time to carefully read and understand the following Terms of Use (the "Terms") and Disclaimer.

Upon accessing Iskan Platform (the “Platform”), you are indicating your acceptance of the following Terms. If you do not consent to these Terms, please refrain from accessing the Platform or any of its pages.

Collection of Your Personal Data

OHB collects personal data that you have personally registered on the Platform. This information mainly enables us to furnish the Iskan program services (“Iskan Services”) to you and shall be utilized and processed to create summarized data concerning Platform visitors and overall usage trends, as well as for other legally permitted purposes.

Sharing data with third Parties 

In order for us to provide you with Iskan Services, we shall share your data with other Banks participating in Iskan Services (the “Banks”) and other service providers from time to time. These Banks and service providers have agreed in writing to keep the customer’s data provided to them by OHB confidential. 

Limitation of Liability

Under no circumstances shall OHB be held responsible for any form of damages, whether direct or indirect, including but not limited to special, incidental, or consequential damages, losses, or expenses that may arise in relation to this Platform, any linked website, its usage, or the inability of any party to utilize it. This also applies to any instances of performance failure, errors, omissions, interruptions, defects, sharing your credentials with others,  delays in operation or transmission, computer viruses, or system failures, whether encountered or otherwise.

Changes & Modification

OHB reserve the right, at its sole discretion, to update these Terms from time to time. By visiting this Platform periodically, you agree to abide by any revisions or modifications to these Terms. 

Governing Law & Jurisdiction

These Terms shall be governed by the laws of the Sultanate of Oman and the Omani Courts shall have exclusive jurisdiction.